Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Wednesday, February 1, 2012

what i'm loving wednesday (2.1)

it's been awhile since i've participated, but not for lack of things to be loving!



so here's a very short list of what is making my heart full at the moment :-)

i'm loving my cell group girls...what an AMAZING group of God-seekers who daily inspire and uplift me. 
i'm loving my amazing husband who cleans the kitchen to surprise me on regular occasions, who won't let me touch the vacuum, who changes the litter box in rotation without complaint, and who will look at me at times and say "let's just watch big bang theory instead of organizing that room tonight".  balance, people.  we have it.

i'm loving intentional time spent with friends.  in my new year's post i mentioned that i wanted to let my yes be yes.  anthony is doing the same...i don't even know if he's meant for it to end up that way, but in looking back over january, we have had 12 separate occasions where friends have come over, shared a meal or conversation, and just enjoyed being with each other.  february is shaping up to be similar and we LOVE that.

(can i also just say i'm loving the creativity of those God lets me call "mine"?  cooking in my kitchen with my husband and/or my girlfriends makes my heart sing in a way i never noticed before.  and that's just one facet of the creativity surrounding me!)

i'm loving the warmer weather lately.  i mean, 64 and sunny yesterday.  come ON.


i'm loving opportunities to make some extra cash while loving on people's kids.  i'm so thankful for the opportunities to invest in their lives while at the same time put a few extra dollars towards non-necessities and paying off debt.
i'm loving being healthier and happier...i'm still slowly progressing in weight loss, but it's not necessarily about that.  i'm moving more, even if it isn't "true" exercise...staying active and having fully nutritious food 90% of the time makes those nights that i need to be a slug and consume chili cheese fries perfectly ok.

i'm loving great changes on the horizon...SO excited about what God is doing right now.

it's a short list, yes...but my heart overflows
.



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Thursday, January 5, 2012

thursday's ten: about 2012


ten things i desire to do (or do more of) in 2012





1. drink more cups of coffee at home


this is deeper than it sounds...i have a collection of beautiful coffee mugs that i've collected or been given, and they are rarely used.  instead, i'm usually running out the door with one of my travel mugs, racing to the next thing.  the "coffee at home" is an invitation to be in the moment more.  better sleeping patterns, which i'm establishing slowly but surely, will lead to more rest, getting up earlier, and being able to savor those early morning cups of coffee in the beautiful mugs.


2.  go on more hikes


i ended 2011 with two in the month of december.  i've begun 2012 with one on monday.  these aren't just any hikes though.  these are intentional gatherings with Godly girls...conversation is good, uplifting and inspiring.  nature around us is breathtaking.  movement is made, bodies are healthier.  and there's never a limit -- 2, 3 or 10 can join in!


3. do the 365...er 6... photo thing


i pretty much did it last year, but didn't share.  this year i'll be posting it here and possibly on facebook.  i'm hoping to bring more meaning to the mundane in this way...seeing beauty even on a tuesday in sweatpants!


4. use my technology for good


and by that i mean, not getting as sucked in to facebook, pinterest, twitter, etc.  multi-tasking is great, but once in awhile it's ok to close the laptop and read a book...made of paper :-)  a and i make a habit of playing board games fairly often, but i seldom make time to keep electronics off and actually read.


also, if i'm not completely sucked into a tv show i'm more likely to keep a clean house, stay on top of the laundry, and make it to places on time.  so while tv is GOOD, i need to make sure priorities are in place.


5. take advantage of opportunities to open our home


we've had one (well, two if you count my bachelorette party) big events in our home so far, besides having friends over for dinner, cooking with girlfriends, and having halo/poker nights (that's obviously more a than me).  2012 has the opportunity for many more.  next week i'm hosting a fashion swap, we'll have a superbowl gathering, we ALWAYS have an oscar party, and i'm planning a st patrick's day bash as well.


we want to be very intentional about opening up our home and sharing in hospitality.  we truly feel that we are called to this, and we've been given a wonderful platform for it!


6.  find some good EASY & wholesome recipes


we've changed our grocery habits (mainly because i do the shopping) and are probably 80% whole foods and trader joe's, while staying in the same price range as we were when we were less than 50%.  buying from these grocery stores don't mean we're automatically eating healthy--or that they are all low-cal, low fat foods, but it DOES mean that our ingredients are for the most part more wholesome and that at least *i* feel better cooking with them.


and i love, love, love cooking.  however, i also love spending time with my husband, so i'm trying to find wholesome and delicious crock-pot meals to add to my arsenal and have at least once a month.  i'm also expanding my soup recipes a bit.  i'm definitely open to quick/one-pot/crock pot meals if you have them to share (and i haven't already stolen them from you!)


yes, we still have a stockpile (no, really) of hamburger helper.  but having processed crap (that tastes pretty good actually) a couple of times a month isn't going to kill us.  and having really.good stuff with fresh ingredients the rest of the month is helping at least me feel better.


7.  "no.  cuddles."


the little girl i nanny for two days a week climbed on my lap earlier today asking for cuddles.  after she's been there for a few minutes i asked her if she wanted to get down and play since she seemed restless.  she thought less than a second before saying "no.  cuddles." and snuggling in.  it was precious...and a reminder that i need to press in to the cuddles too...literally and not.


sweet moments spent with friends, settling into the couch with my husband to watch a movie, emi jumping onto the bed or couch with me, enjoying hugs and high fives from the children in my life...all these things i need to appreciate more!  and when asked if i'm ready to move onto the next "thing" even if it's a good or necessary thing...sometimes i need to just say "no" and enjoy the "cuddle".


8. continue using financial wisdom God's way


which means giving it away and THEN paying our bills...i love God-math.  i've certainly experienced it over and over and over and over again -- that when you tithe and give you are blessed in ways that just don't make sense to the average person.  or to me, really.  i've often looked at my finances at the end of a month and said "that shouldn't work..." but it DOES.  i'm not saying you'll be richer than your wildest imagination or never experience financial hardship...but i AM saying that you'll be taken care of by your heavenly Daddy.


9.  let my "yes" be yes


instead of agreeing to things that i don't necessarily WANT to do but feel i should, or feeling like i have to cancel plans because a family thing came up...i'm going to be authentic with my answers.  not in a "um, i'd rather do anything BUT that" way, but in a "you know, that's a great invitation, but i already had plans to ___ tonight" or a "not this time, thanks anyway!" way.


it's harder than it sounds.  but actually sticking to boundaries and saying only authentic "YES's" will not only allow my calendar to have some relief, but will make the time spent with friends both more plentiful AND more meaningful.


we started this with new year's eve.  we had two invitations (two states apart) that were both fantastic...and craved the time spent with both the couples who had invited us.  but since Christmas had been (wonderfully) spent with family, and sort of a whirlwind, we elected to spend NYE at our own house with just each other.  we don't expect it to be tradition -- but for this year it was the authentic yes and the right choice.


10. continue to live in awe


i've mentioned the small pillow that has now hung at my last three residences at the bottom stair banister.  it reads "delight in the unexpected" and it has become a multi-daily reminder that those unexpected gifts and surprises are FUN.  


sometimes i think i'm continually in awe of what God is doing in me, through me, and around me.  and then i catch myself...because i don't EVER want to NOT live in that awe.  He is amazing, unexpected, extravagant and FUN.


that seems like a reasonable list to me...how about you?  what are your desires for the year?


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Wednesday, December 21, 2011

what i'm loving wednesday 12.21





i'm loving the changes on the horizon (and already happening) on the job front for both A and i.  we're both transitioning into new roles and figuring out what it all means...amazing to think that 6 months ago neither of us knew these jobs existed.

i'm loving this amazing lotion i found at whole foods body.  i had this inexplicable rash that started a few days before my wedding and is located around my left collarbone.  after being miserable itchy for a few weeks, i bought this $10 natural lotion and it cleared completely in a week's time.  since then, another patch has materialized, but it's disappearing thanks to the lotion as well.  yay for yummy smelling goodness.
i'm loving random texts from friends, impromptu lunch/dinner/coffee dates, or hikes with cell group girls.  so thankful for the quality people God has surrounded me with!


i'm loving the cuteness i get to enjoy on tuesdays and thursdays.  i often say my two jobs afford me the best of both worlds, and i stand by that.  soon enough, this season will end so i am determined to enjoy it for what it is.  :-)

i'm loving that emi loves this time of year :0).  here she is laying on her favorite (tissue paper) in front of the tree (which she loves to nibble on periodically) while we watched hockey (one of my favorites).


i'm loving that gift shopping is DONE (except for the mailed gifts to family and some friend gifts...but those aren't going to be given ON christmas).

i'm loving that the budget was stuck to, and that we went WAY under for nearly everyone.  Woo-hoo!

i'm loving the prospect of a few days off...and that my husband has one of those days off with me.  suh-weet.

i'm loving that this is our first christmas together...such amazing blessings we've been given, not the least of which happen to be each other :-)

i'm just loving this time of year.  as much as i can't wait for christmas, i'm going to be bummed when this precious season is over.




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Saturday, December 3, 2011

3 in 30: and now for december





first a recap of last month's goals:


1. have grandpa's house cleared of my stuff, except the freezer stuff that we'll keep there.
done.  
2. have at least one meal weekly (preferably the evening meal) that is vegetarian or even vegan
i've been successful, and have usually done more than 1 meal a week, considering i bring a vegetarian lunch somewhat often.  yay veggies :-)
3. MOVE.  500 minutes or more of exercise.
i didn't quite make it, but because i was sick for awhile i'm giving myself a pass here.  i was about 50 minutes short of 500.  frustrating because 500 is not THAT many, but i'll get there :-)


now for december's goals!


1.  get both guest rooms in working order (read: guests don't have to sleep between boxes...) and the garage organized
2.  MOVE.  i'm sticking with the 500 minute mark until i make it, and then i'll increase it :-)
3.  come in well under budget in at least 3 of our categories this month.  this is clearly a combined effort with my husband, but we did really well this past month so i see no reason to not make it a goal!



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Saturday, October 1, 2011

3 in 30: the october edition

that's right, i'm starting back up again :-)  on this first day of october with not *that* much goin gon in my life...ha!


so here are my 3 goals for the next 30 days

1.  get the house i used to live in (anthony's grandpa's) completely cleared of all my junk.
(there's a fantastic hammock, a few random boxes, some trash...we're working on it an hour at a time, basically)
2.  (gulp) file my taxes since they're due right at the end of the honeymoon...
3.  find a home for every wedding present in a cabinet, display, etc...and give away all items they "replace"

that should definitely keep me busy for the next 30 days, considering there's a wedding and honeymoon in there too!



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Tuesday, September 20, 2011

hey, it's ok (tuesday)

hey, it's ok

...to have found a line of suuuuper comfy sweatpants (bamboo and organic cotton, thank you) that you pretty much want to live in.
...to be planning one full evening of creating tomorrow. here's hoping the necklace i have in my head is as fantastic as i think it will be!
...to be honored that i have been chosen to take over the boss's emails and other duties while she's away. considering i have only been at this job since late july, that's pretty cool...and YAY for extra hours worked meaning extra money for wedding stuff!
...to be nerdily (?) excited about the idea of sitting down with my future hubby and coming up with a tentative monthly budget. now...if only we could find a time to SIT.DOWN. ;-)
...to hope that the 24/7 post office is still in service, since i will most likely need to use it wednesday late!
...to feel a *need* to find your label maker for pantry items and the storage room. because, whats more fun than a crisp and shiny label on stuff?
...to hope that there is a fabric out there that both anthony and i will LOVE to recover the couch in the living room with. i so want my red and turquoise scheme, and that just isn't going to happen with the couch in it's present condition.
...to be absolutely one hundred percent disgusted by the slug you found eating the cat food late last night. what is the DEAL with that anyway? been there, done that...maybe i should find some high-sodium food for emi.

go to amber's blog to link up with your own list of ok things...or just to read some awesomely funny stuff.


- Posted using BlogPress from my iPhone

Friday, July 29, 2011

and the reason we talked about nuts and dried cherries yeterday...

guess what?
it's wedding related.  :D
(had you already guessed that?)

anthony and i had a tough time trying to figure out how to deal with reception food

first of all, we didn't CARE what we served
secondly, we didn't want to spend a ton of money.  and let's face it...there's a LOT of money wrapped up in food for as many people as we are inviting to this.
thirdly, we still wanted to be creative

this presented more than a few problems.

but one day, after coming to the conclusion that just serving nuts and mints may as well be the way we went since 'spectacular' isn't in our budget
we came up with an idea

what if...
we created a 'make your own trail mix' bar?
and the wheels started turning

right now, what it looks like
is metal scoops
antique-like candy containers
and handwritten cards labeling each one

i have a great group of people who have individually and collectively
offered to help with anything we need
so a couple of them will be responsible for keeping these filled
and others will be doing other things which you'll hear about eventually

this will be the 'favor' too...
but i'll explain how that works later ;-)

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Tuesday, May 10, 2011

hey, it's ok (tuesday) .13

hey, it's ok

...to have thought the local air show was a cool idea until you were just praying that the 2 children under the age of two you were with would sleep through all the noise
...to not really want to pay for an eye exam just to get new contacts.  grumble, grumble
...to kind of want to go to mt vernon and see if there really is a secret passageway after watching national treasure 2
...to occasionally (often?) have children's songs running through your head when there are no children present
...to pretty much be on a first name basis with folks at the cable company
...to really, really hope that the issues that the cable company and i have had the past year don't follow me to the next residence.  i'm hopeful -- after all, i had the same exact service at my old place with nary a problem  other than a rare service outage.
...to be considering doing the women's half marathon in september.  except that (a) i have never done that sort of distance before and (b) it's like 2 weeks before the wedding.  is that insane?!
...to be plotting the quickest route from the house to car and other destinations when the cicadas invade full-force
...to want a do-over for the night's sleep that didn't.happen because of all the coughing you did
...to be shocked that gas stations still exist where you don't have to pay at the pump first.  or even with cash first!

(amber has the original -- go visit her!)

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Tuesday, April 19, 2011

hey, it's ok (tuesday) .10

hey, it's ok

...to stay in your pj's past noon on your day off
...to play your babysitting client's xbox kinect for nearly 2 hours
...to have possibly injured your foot while playing xbox kinect and jumping
...to still kind of be in love with trader joe
...to look forward to couponing trips. unfortunately, not to trader joe's.
...to have enjoyed the marriage prep session on finances much more than you thought you would.
...to wonder how on earth you're going to pay for a wedding
...to remember that God has provided every need i've had for the past year...why would i expect anything less for a wedding?
...to ask you to weigh in on my decision. which toms should i get?
(this isn't happening tomorrow, but i've decided to take a few bucks from the next few babysitting jobs and set it aside for them)

red canvas

picnic

red twill

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Tuesday, April 12, 2011

hey, it's ok (tuesday) .9

hey, it's ok

...to not get a fabulous time on a 5k when you (a) didn't run because your knee was bothering you and (b) hadn't actually DONE a 5k in months and months and months
...to already be looking for the next 5k.  because i totally have the bug again.
...to love ical because you get to color code *everything*
...to eat a cheeseburger (or quarter pounder) now and then
...to be completely overwhelmed by financial "stuff" all the while knowing and trusting that God will provide
...to need a (free or extremely cheap) getaway.  stat.
...to have way.too.many recipes in your "to try" folder
...to love twitter
...to feel accomplished because the dvr percentage is down to 50ish.  and all that was watched while getting other things done, so it's not like i've been a *complete* couch potato!

(amber is the one who started this and you should totally visit her)

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Tuesday, September 28, 2010

abundance.2

so, a few weeks ago i remember chatting with God
and telling him, offhandedly, that an extra $xxx a week would be awesome
and was even looking for other part-time nanny gigs to bring that money in

nothing really was materializing
but i wasn't panicking
because i'm pretty solid in the knowledge
that He provides

so
last week i started noticing little things
really little
like going through 2 different fast food windows and ordering ranch for my fries
(i know, SO unhealthy...whatever)
and instead of receiving 1 package, i'd get 2 or even 3

i texted a friend saying
"abundance is following me!"

last night i dreamed
that i was moving into an apartment with my old college roommates
and that we were trying to cram stuff into kitchen cabinets
and every time we made a decision and filled a cabinet
we noticed more and more cabinets
until finally, we had an entire row of cabinets that lay in wait for us
because we had nothing left to put in them
and an extra stove as well
abundance

and then today the final piece of the puzzle
when the office manager for the studio i teach at
called me
as i was sitting on the couch
enjoying the breezes wafting in
watching mindless tv
and editing pictures
enjoying this wonderful day off

and she asked if i were able to take 2 additional students each week
and could i start that as early as tomorrow?

i held back my laughter while we chatted
about the special needs of one of these students
and the time management involved

and when i got off the phone i started thinking
"ok, so with my existing students, the ones that were added last week and these two...
that brings the total to $xxx/week..."
and that's when it hit me
and i REALLY laughed

God.is.Good

don't you ever doubt that one

curveballs that life throws you
don't hold a candle
to the ones He has tucked away!



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Thursday, June 24, 2010

provision

it just doesn't make sense to people
and i KNOW that
and sometimes it's frustrating to attempt to explain to people
even some of my Christian friends who aren't called to the same life of exuberant faith that i have been
(and there is nothing wrong with that--they are called to other things that i'm not)

but money?
i'm not worried about it
which makes NO sense
to anyone who knows my circumstances

God is teaching me that HE and He alone provides my every need
provision
under the best and worst of circumstances

yes, i "lost" my house
but i truly felt that it was a release
a hurtful one at moments
but a release, nonetheless.

i have bills to pay
that i have no earthly idea how they will be paid
but that's just it--earthly ideas don't get me very far
He knows how it will happen

and while sometimes i wonder it people think i'm just sitting around on my butt
waiting
(and in a sense, that's what i'm doing--the waiting part at least
i work my butt off doing all kinds of odd jobs)

*i* know
that every time something is due that is crucial
somehow,
some way
the funds come through

and yeah,
dave ramsey would not be thrilled with my approach
(or maybe he would--
i have a feeling that he understands what it is to live in faith that God will provide)
and it doesn't follow his "program"
which i very much respect
and have many friends who have used it to eliminate debt from their lives

that program
that mindset
is not what i'm called to right now

i don't know why
i don't know for how long
but i know
trusting in Jehovah Jireh--the God who provides
is what i am called to
always
and especially right now

complete and utter faith that HE will work things out?
it's an amazing place to be

i don't know why He chose me to live this way
but i am so, so grateful
because the pure, unadulterated JOY that is a part of this?
is absolutely intoxicating.

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Thursday's Ten: contemplation

if you're anything like me, you spend a bit of time "wondering" every day. it's not really worrying...just contemplating. trying to figure out how things work, what's going on. here are a few things i'm wondering about lately.


1. whether or not i should drop my health insurance coverage and put the money i would be spending on it in savings for emergencies of all sorts
(if it only pays 20% of my hospital bill and my premiums for a year would nearly pay that bill...is it really worth it? especially knowing that most places give a discount to uninsured patients?)
2. why i sneeze so dang much
3. whether my rosebush is salvageable
4. how to find a good vet for my baby girl
5. whether to bother buying some summer clothing right now--it's SO hot, but i plan to be in smaller clothing pretty soon, so i can suffer through the first 10 pounds in yoga pants and stretchy shorts, right?!
6. whether or not i care about soccer
7. when i can squeeze in my atlanta trip. it's happening, i just keep having other things come up! argh.
8. how to jump on the coupon queen bandwagon. i mean, i do it...casually. time to get serious!
9. when i get to see penguins again...
;-)
10. where on earth i put the plug to my computer adaptor...i mean, seriously...there are only a very few square feet to choose from here...ugh.

join me, won't you? i need to know i'm not the only crazy "wonderer" out there!
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Thursday, June 17, 2010

Thursday's Ten: promises

i feel like it's important (for me at least) to do this every once in awhile. so here are the promises i'm making myself as of right now, in this moment.

1. i will not worry about money and where this or that payment will come from. thus far, God has provided my every NEED...why would i think that would change?
2. i will enjoy each moment instead of focusing on what's "wrong" with my life/finances. in the grand scheme of things, i'm so incredibly blessed...and it's only when people outside of myself start wondering aloud how i'm handling things or what's going on that i start questioning. i need to remember something my dad always quoted: "there's nothing that will happen today that God and i can't handle together"
(erm, i may have gotten a huge hospital bill last night since my insurance is crappy and been doing a bit of concerned thinking...)
3. i will enjoy time spent with children...even if they are whiney and argumentative with each other. it's tennessee, it's summer, and it's hot...we're all whiney.
4. i will continue getting active, continue my routine with WiiFit, and finally get up the nerve to go for a walk/run even though i'm afraid of an asthma flare-up. guess what? that's what my inhalor is FOR!
5. i will learn to can foods, specifically tomatoes. i read not too long ago that eating canned tomatoes from the store is awful for you and that if you must buy them you should look for glass jars instead. i figure if i preserve the ones i grow myself in glass jars i'll be one step better :)
(and yay for money saved...i use a LOT of canned tomatoes when i cook italian foods!)
6. i will take a hard look at composting. now that i live in a neighborhood where curbside recycling is available, it's much easier to be green in that regard...next steps would be compost and rain barrel...perhaps not this summer, but soon.
7. i will take a few moments each day to be intentionally grateful
8. i will continue 'settling in' at a reasonable pace
9. i will take emi to the vet for a check up
10. i will spend more time with those i love

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Friday, June 4, 2010

things that made me smile today

(erm...yesterday? and early today?)

the drive to work--gorgeous country roads (and only 15 minutes away from my house...perfect)
upon arrival to work, hearing P yell "hi! hi! hi!" before i could even see him
(he's SO precious!)
my voice student's smile when i told her the song she's been working on is nearly performance ready
babysitting tonight for children i go to church with but don't see on a truly regular basis...and hearing the oldest (a 4 year old little girl) say "i love you miss lora" out of the blue.
modern family reruns after the kids went to bed
extra money for next week's excursion because i took this job tonight.
emi being happy to see me when i finally got home
the tomato plants i planted yesterday still standing :) -- in fact, perked up quite a bit because of the slight shower they got this evening.

so even though i left my house at 7:45 am, and i just walked in the door at 12:26 am the following day ...

i'm blessed
i truly enjoyed all 3 of my jobs today
and even though i'm wiped out
i'd do it again
(not just to earn the money)...but because right now? i get to LOVE my job.
yeah, i'm not rolling in money
i still wonder about what's in my financial future
but i love what i do
and right now
in this moment
that's where i'm supposed to be.

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